Is Flood Damage Covered by Insurance?
Call 1300 305 030 for all flood damage enquires in Melbourne and all surrounding suburbs
You’ve experienced flood damage in your property with extensive water saturation to your flooring and carpets. What steps do you take from here? As a general rule any accidental water damage and flooding to your property will be covered by your Insurance. From time to time there can be heavy rainfall resulting in physical stress to the structures within a building that can result in leaks in the roof, blocked gutters and overwhelmed drainage systems. As a result water will find its way into the premises and continue to damage the internal structures and flooring. When it comes to water damage, Kleen-Tech have remediated properties for more than twenty years and we know that the best course of action is immediate action. We’ve worked with insurance companies through the restoration works and are familiar with the processes that will get your property back to pre-loss condition as soon as possible.
Is flood damage covered by Insurance?
For water damage accidents including flooding from a burst pipe, a malfunctioning washing machine, broken gutters, overflowing rivers and general water damage accidents that can occur within a property, home insurance will cover it. As a general rule any accidental water damage to your property will be covered by insurance. When you make a claim and you have Kleen-Tech remediating your property, we’ll make sure we help you every step of the way. We will provide the assessment and documentation the insurance company requires. Rest assured we will make the process as easy as possible.
What if I don’t have Insurance?
If you’ve experienced water damage to your property and you aren’t insured, you will likely be responsible for the cost of the repairs. If this is the case, you can work together with Kleen-Tech to come up with a viable means of payment terms so that we can restore your property as quickly as possible. We’ll stand by you and help you work out a means for paying for the flood damage restoration works. Having your property flooded can be a highly stressful situation, resulting in loss of business and income, damage to property and interruptions to your family. Rest assured that we’ll work together with you to ensure the job is done if you aren’t insured.
What flood damage is not covered by Insurance?
As a general rule, any water damage and flooding to a property that was not on purpose will not be covered by insurance. These situations are rare and the more likely scenario is that the flooding was the result of blocked gutters, a leak in the roof, a malfunctioning washing machine, a burst hot water tank or a burst pipe. These situations can result in extensive water damage and saturation to the internal structures requiring professional remediation in a timely manner. If you’re based in Melbourne, call Kleen-Tech on 1300 305 030 on a 24 hour, 7 day a week basis to discuss the nature of your water damage and whether you’re covered or not covered by insurance. We have a wealth of experience and expertise when it comes to water damage and will ensure we find the best solution for you. If you aren’t covered by insurance or you think that the type of water damage you’ve experienced may not be covered by insurance, have a chat to one of our professionals who will guide you through the next steps.